Spread the cost of maintaining your car with 0% payment plans. Bassetts Motor Group acts as a credit intermediary and offers credit products provided exclusively by Bumper International Ltd.
Worried about the cost of repairs? Go through our pre-approval process and find out how much you can spend.
The calculator is illustrative, so play around to get an idea of how much each repayment could be.
The number of repayments, the amount of credit and the need for a deposit changes depending on the partner you choose, but it will always be interest-free!
| Delay the cost of your repairs by up to 40 days by splitting your repayment over 1 to 3 monthly instalments | |
| When spreading the cost over 3 or more repayments, pay your first instalment on the day. | |
| Spread the cost over a maximum 5 months (6 repayments including the first due on the day) |
Here are answers to a few common questions that you might be thinking.
What is Bumper PayLater?
We know car repairs and servicing can be unexpected, but with Bumper, you can repair now and pay later. Bumper is a way of splitting the cost of your car repairs into smaller interest-free monthly payments. You can choose to pay in either 3 or 6 instalments so you can keep control of your car finances.
How do I apply?
It’s easy, simply enter a few simple details in to the online calculator on this page and click the 'Get pre-approved in 60 seconds' button, and it won’t affect your credit score.
How does Bumper PayLater work?
Once your application has been accepted and you have selected to pay in either 3 or 6 instalments, simply continue with your purchase and pay for your first instalment. You will then be sent a confirmation email from Bumper with details of your Bumper agreement and payment dates. Bumper will then send you a reminder email 3 days before each payment is withdrawn from your account so there’s no nasty surprises.
Is Bumper PayLater a form of credit?
PayLater is a form of credit. You must be certain you can meet all payments and terms and conditions apply. Bumper is available to UK residents only who are 18+. No fees, interest, or other charges, however a one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. Bumper isn’t regulated by the FCA.
Can I choose how many instalments to pay back?
Yes, you can choose to pay in either 3 or 6 monthly instalments when you buy through Bassetts Motor Group. The first payment will be taken immediately and you can choose the day of the month your second payment and subsequent payments will be debited.
Can I make a change to my Bumper PayLater payments?
Yes, if you have a query about your Bumper Buy Now Pay later Payments or would like to change your payment method please contact Bumper on 0800 612 0946 or email support@bumper.co.uk.
What if I miss an instalment?
Bumper understands that sometimes things can go wrong and they are here to help you.
Bumper may charge a £12 fee if you miss one or more payments of your plan. If you think you are at risk of missing any of your payments, please contact Bumper on 0800 612 0946 or email support.bumper.co.uk and the team will do their best to help you.
What is the cost of choosing Bumper PayLater to pay for my vehicle maintenance?
If you decide to buy now and pay later with Bumper, there’s no cost to you at all and there’s no interest to pay on your repayments. Bumper is a hassle-free way of breaking your vehicle maintenance costs into monthly payments.
Is a credit check required to pay by Bumper PayLater?
Bumper will perform a soft credit check when you apply for Buy Now Pay Later credit. This will not affect your credit score.
Bumper is obligated to make regular reports about the status of agreed payment plans. Therefore, these plans will show in your report. This can help to build your credit score as long as you are up to date with your payments.
3,6 and 10-month interest-free credit options available. Minimum spend and deposit payment required. Default fees may also be charged for missed payment. Finance is only available if aged over 18, subject to status, terms and conditions apply, visit www.bumper.co.uk for full details. Bassetts Motor Group is an appointed representative of Automotive Compliance and acts as a credit intermediary and offers credit products provided exclusively by Bumper International Limited. No commissions are payable to Bassetts Motor Group under these arrangements but Bassetts Motor Group will pay Bumper a fee if credit is provided. This fee will not affect the amount payable. Bumper’s instalment credit products are not regulated by the FCA. Missed payments may impact your credit score. In extreme cases, recovering missed payments may include using a responsible debt collection agency or, as a last resort, taking legal action. Bumper International Limited registered office: Bumper, The Office Group, 1 Lyric Square, W6 0NB. Registered company number: 08576711
