Representative example: Vehicle Sale Price £10,995 , Annual Interest Rate (fixed) 9.9% p.a., with a representative 9.9% APR, total amount of credit £6,597, deposit of £4,398, repaying over 48 monthly payments of £165.67, total cost of credit is £1,355.16*, total amount payable is £12,350.16. *This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter.